Monday, 18 July 2016

Mandela Day, what have you done?




What Is Mandela Day?
 
Nelson Mandela International Day was launched in recognition of his b-day on the 18th of July 2009. It was a unanimous decision by the UN General Assembly.

This was inspired by a call Nelson Mandela made in 2008, so the next generation can take on the burden of leadership in addressing the world’s social injustices when he said, “it is in your hands now”.

It is of course more than just a celebration of his legacy and life, it’s a global movement to honour his life’s work and change the world for the better so our children can live a life we only dreamt of.


Mandela’s Message

If you didn’t know already, Nelson Mandela followed 3 rules throughout his life and did so at great personal sacrifice.

1.    Free yourself.
2.    Free others. 
3.    Serve every day.


Basically, Mandela day is a call to action for the citizens of the world to wake up and follow in the inspiring and formidable footsteps of Madiba, a man who served his country, transformed his life and freed his people. The objective is to inspire individuals to take action to help and change the world for the better and by doing this, build a global movement for good.

The big question of course is, what are we doing to make the world a better place?
Mandela day is very dynamic as is ever changing, belongs to everyone, can take place at any time and anywhere. 


There are four topics which most people focus on most:

Food Security.
This is where feeding activities, whether its’s food parcels, food gardens or just feeding schemes are sponsored to provide long-term access to food security. Some can’t sponsor money so they help out by handing out food to the hungry.

All people should have access to sufficient and nutritious foods to maintain a healthy and active life.

Education and Literacy.
In a world where knowledge truly is potential power, education and literacy are the most basic of building blocks that unlock gates of opportunity and success.
Thus it’s our responsibility as parents, as educators, as leaders, as caregivers and as citizens to build the desire to learn and better ourselves in our children and our communities so that we can give everyone a chance to fulfil their dreams.
So many people choose to donate books or to spoil an orphan for the day.

Shelter and Infrastructure.
The only way we as a nation can overcome the cycle of inadequate shelter and infrastructure is to join together and take action to make a change. By doing this we are brought together to build up ourselves, homes, communities, cities, continents, and thus the future.

Most help by supplying building materials or lend a helping hand in the building of houses.

Environment.
In an age of technological innovation and of industry, taking care of our world has become ever more difficult and so more necessary. What kind of a legacy will we leave to our children, loved ones and grand children? It takes one small action to become environmentally conscious. One small action can go about to cause global change.
So many people come together to clean up the street and neighbourhoods where they stay.

Madiba was the quintessential public servant.

Let us emulate the servant leader we loved by all becoming servant leaders ourselves.

Lead by example.


Monday, 11 July 2016

A FNB Current Account Review


There aren’t as many FNB Current Accounts when you take a really good look at them, but don’t let that fool you. Just like dynamite has a big bang for something so small, you’ll be surprised at the big bang of value you’ll get with every FNB Current Account. Let’s jump into a few right now.

All FNB Current Accounts

FNB Gold Cheque Account
With the Gold Cheque account you get rewarded with eBucks for doing everyday things. For more details on eBucks, click here. Even though it’s a cheque account, it’s also linked to your saving account, this way you can transfer money from one to the other, but still keep the accounts separate. One of the many ways the Gold Cheque Account helps you to save money.
You can even bank you change every time you swipe your Gold Cheque Account. They’ll round you card purchase value up and transfer the difference between your purchase amount and that amount, into your Linked Savings Account. The more you swipe, the more you save!
FNB Premier Cheque Account
With the Premier Cheque Account you get to not only enjoy great savings, but all-inclusive value with the Premier bundle at a single discounted fee. Added is your complete day to day banking product suite and extra transactions. To sweeten the pot, you’ll get full 24/7 access to not 1, not 2 but a team of bankers available for all your needs. So no more going in to a branch, because your team of bankers will assist you wherever you are.
Also, get up to 40% off when using your card at kulula.com, Emirates flights and Avis car hire through eBucks Travel. Or use your eBucks and/or a combination of eBucks and your card to pay for a holiday with eBucks Travel.
FNB Private Clients Cheque Account
When you’ve got a Private Client Cheque Account, you can expect a dedicated Private Banker as well as a team of financial management specialists, all of which will assist you with everything related to your banking and financial planning needs. Also expect exclusive value plus some amazing rewards like earning up to 50% back in eBucks on your Forex transaction charges when you send or receive foreign currency online with FNB Forex.
Or how about earning 0.25% every time you swipe your card in-store. Just take a look at the eBucks lifestyle where you get to enjoy spa days, gift services like ordering flowers or wine and even travel arrangements including flights, car rental and accommodation.
FNB Private Wealth Cheque Account
The Private Wealth Cheque Account comes complete with a dedicated private banker and access to fiduciary, wealth management, lending and foreign exchange specialists. Naturally you earn awesome eBucks every time you swipe you card.
Access to the 24/ Service Suite, you get free replacement and delivery of your card should it be stolen or lost, absolutely no card fees and to top it all off, the benefits and enjoyment of the eBucks lifestyle.
There are so many more perks and rewards to all FNB Current Accounts, unfortunately we couldn’t mention them all. But you can go and take a good look at our Online Comparison to see what's rated as the number 1 Current Account in all of South Africa, you’d be glad you did.

Friday, 8 July 2016

Absa credit cards





There are quite a few ABSA Credit Cards out there, designed to work in accordance with the needs of the applicant. So take a look at the different types of ABSA Credit Cards to see which one suites you best.

Absa Platinum credit card.
The best part about the ABSA Platinum Credit Card is the free access to Bidvest lounges at both domestic and international terminals within South Africa. There are also no transaction fees for the first 57 days.
One credit limit for single and budget, full ATM functions (including cash withdrawals), a second card to share with your better half, a garage card and a free basic travel insurance cover (for international return travel tickets).

ABSA Gold Credit Card.
With the ABSA Gold Credit Card, you get discounted access to the Bidvest Lounges at both domestic and international terminals with in South Africa. The same 57 interest free 57 days on qualifying purchases (excluding cash withdrawals).
A full ATM functionality (including cash withdrawals), linking your ABSA Cheque or Savings account, standard cards to share with your more expensive half and free monthly eStatements.

ABSA Classic Credit Card.
The ABSA Classic Credit Card gives you the same 57 interest free days on qualifying purchases (with a few exclusions), a budget facility for any purchase over R300 of 6 to 48 months to pay and no transactions fees on qualifying purchases.
You also get fixed monthly payments, can top up your vehicle’s tank, full ATM functionality which includes easy cash withdrawals, deposits and transfers, link your ABSA Cheque or savings account, the same secondary card for that special someone and free monthly eStatements.

ABSA Affinity Credit Card.
As always, with the ABSA Affinity Credit Card you also get the 57days interest free, free lost card protection for when your card is lost or stolen. Added is automatic basic travel insurance for international return flights and an optional Credit protection plan that covers a limited outstanding balance in the event of death or permanent total disability.
The option to choose to spend either on your revolving credit or your extended credit, enhanced technology with Chip and PIN and 24/7 access to ABSA online and cell-phone banking.

ABSA Student Credit Card.
Every students dream is to have an ABSA Student Credit Card with all the benefits of a normal credit card, the same 57 days’ interest free period with no monthly service fee. The same eStatements for free every month, the same lost card protection from stolen or lost cards and 24/7 access to ABSA online and cell-phone banking.
Added to the student credit card is interest on a positive credit card balance, secure online shopping with a Visa or MasterCard SecureCode and its accepted worldwide. Talk about student value!

ABSA Garage Card.
The ABSA Garage Card gives you a convenient way to pay for fuel, oil, parts and tollgates. You’ll also get a secondary card for the wife, free lost card protection for when the card is lost or stolen and a detailed monthly statement every month.

There you have it, all the cards that ABSA offers, should you want a more detailed report on any card, just click the link. Maybe you’d like to compare these cards to those of other banks? Go take a look at what Nedbank Credit Cards are available, compare them and choose the best option that suites your needs. Don’t have time to do your own comparison? Go take a look at our Credit Card comparison and see what other South Africans rate the best Credit Card is.

Wednesday, 29 June 2016

FNB Credit Card




There are so many FNB Credit Cards to choose form today, they’ve created a credit card that will suite almost every person. Truly taking their customer’s needs to heart and helping as much as possible.

FNB Classic Credit Card
With the FNB Classic Credit Card, you can expect free airtime and grocery rewards every time you use your credit card to buy groceries, up to 55 days’ interest free credit, free global travel insurance no matter where you travel in the world, get a personalised credit limit, automatic debt protection and free unlimited swipes.

FNB Gold Credit Card
Earn double eBucks with an FNB Gold Credit Card when you swipe it, up to 55 days’ interest free credit, free comprehensive global travel insurance no matter where you are in the world, free AA emergency roadside assistance when experiencing problems with your vehicle, free unlimited swipes and an extra level of protection when shopping online with online Secure.

FNB Premier Credit Card
Earn double eBucks with an FNB Premier Credit Card when you swipe it, free comprehensive global travel insurance no matter where you are in the world, take me home on your linked Petro card where you get a driver to take you home safely, get access to SLOW Domestic, Slow International and SLOW in the city lounges, 24/7 service where your team of Premier bankers can assist you and up to 15% back in eBucks on domestic Uber rides.

FNB Private Client Credit Card
The FNB Private Client Credit Card give you someone to ensure that your wealth is protected by someone who understands and knows you with your own private banker, you earn double eBucks every time you swipe, free comprehensive global travel insurance no matter where you are traveling to or from, complementary visits to priority pass international airport lounges and personal transfer services, free take me home and all SLOW lounge access.

FNB Private Wealth Credit Card
Now, with an FNB Private Wealth Credit Card you receive up to 5 free additional secondary credit cards, you pay absolutely no transactional fees, free lost card protection which includes a PIN replacement, linked Perto cards where you get up to 5 free linked Petro cards, free eBucks whenever you swipe your credit card and free card purchases.

FNB Standalone Petro Card
The wonderful FNB Standalone Petro Card comes with free AA emergency roadside assistance so you’ll never be stranded again, free take me home service for all Standalone, linked Premier, Private Clients and Private Wealth Petro cardholders, personalised interest rates plus personalised limits where you can save as much as 5% per annum on your average balance and a surprising low monthly fee.

Take note that all of the special rewards are just some of the rewards you get with these cards and you can view these amazing rewards in more detail. There are so many credit cards so choose from out there and it’s always a good idea to do a proper comparison first, so do an Online Credit Card Comparison where all the credit cards are compared to each other, to help you find the number 1 rated card in South Africa.